Our mission is to eradicate the causes and consequences of poor consumer debt management through education, training and programs delivered with the highest level of customer service and dignity free from all forms of discrimination.
One way that you can repay your debt is through a process known as debt consolidation. This process involves taking your debt and coupling it all together. This bundling allows you to pay one monthly payment, annual, or whatever the terms of the agreement are instead of spreading payments over different locations and different collections agencies. This is usually accomplished by taking a loan out through a debt consolidation lending specialist that can help you secure funds to pay off all other creditors immediately.
As a result, your debt is cleared and you are able to make your own decisions about where any extra funds may go. It is best that, if your monthly payments are lower thanks to the debt consolidation plan you have chosen, that you begin to put any extra monies saved toward your debt. Also, be aware that debt consolidation does involve extra fees for the loan you have taken known as interest rates. Be sure that you are getting the best interest rate at the time and understand how these rates may change in the future.